How to File for Bankruptcy: Chapter 7 and 13
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How to File for Bankruptcy: Chapter 7 and 13

Before you file for bankruptcy, you’ll need to gather the necessary documents—including a record of debts, proof of income and a list of...

3 Advantages and 4 Disadvantages of Investing in Gold
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3 Advantages and 4 Disadvantages of Investing in Gold

Investing in gold has its pros and cons, and whether it’s the right choice for you boils down to your appetite for risk....

How Auto Loans and Car Payments Work
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How Auto Loans and Car Payments Work

Thinking about buying a new (or new-to-you) car? Before you take out a car loan from the first dealer who gives you the...

How Earned Wage Access Works
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How Earned Wage Access Works

Earned wage access (EWA) allows employees to access a portion of their wages before payday, giving them flexibility to cover expenses without waiting....

When Does a Late Mortgage Payment Get Reported?
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When Does a Late Mortgage Payment Get Reported?

Even one late mortgage payment can drop your credit score by 50 points or more. Once it’s 30 days past due, a payment...

Are State Universities Really Cheaper Than Private Colleges?
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Are State Universities Really Cheaper Than Private Colleges?

When it comes to choosing a college, the idea that State universities are always the cheaper option is a common belief. After all,...

What Is Capitalized Interest on Student Loans?
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What Is Capitalized Interest on Student Loans?

Capitalized interest occurs when unpaid interest is added to the principal balance of your student loan. This often happens after grace, deferment, or...

10 Scholarships for Future Teachers
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10 Scholarships for Future Teachers

Teaching is such a valiant profession, and we want to highlight scholarships for students who aspire to teach! While these are a good...

Supporting Hispanic Families in Education and the Workforce
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Supporting Hispanic Families in Education and the Workforce

This year, TICAS is focused on understanding how specific communities in Michigan experience the K-12 to higher education to workforce pipeline to help...

What to Do When You’re House-Rich but Cash-Poor
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What to Do When You’re House-Rich but Cash-Poor

Imagine sitting on wealth but feeling broke when you look at your bank account. That’s what it’s like to be “house-rich cash-poor,” meaning...