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What Shouldn’t You Use a Personal Loan to Purchase? 8 Bad Ideas
You know how personal loans can feel like a financial Swiss Army knife? You can use them for just about anything—home projects, big...
2025 Personal Finance Survey: Impact of Debt and Living Paycheck-to-Paycheck
While economists and journalists talk a lot about the strength of the economy in 2025, the day-to-day reality for Americans seems to suggest...
What Happens If You Don’t File Taxes but Don’t Owe Anything?
Just because you don’t owe any taxes doesn’t mean you don’t need to file a tax return. Instead, the IRS uses other measures—mostly...
How Often Can You Refinance Student Loans?
If you’re wondering how often you can refinance student loans, the answer is as many times as you want as long as you...
8 Best Personal Finance Books for 2025
Reading personal finance books (or listening to them on audio) is one of the best ways to learn different ways to reach your...
Best Free Financial Literacy Courses to Take Online in 2025
Many people wish they had a personal finance class in school. Learning about investing would have been way more useful than finding the...
Can Your Social Security Income Be Garnished by the IRS and Creditors? Laws and Rules Explained
Can Social Security be garnished? In most cases, no, but certain government debts can result in garnishment. Federal law protects Social Security from...
How to Make a Budget: 5 Simple Steps
Want to save more, pay off debt, and finally stop stressing about money? Budgeting is how you make it happen! Because when you...
2025 Ultimate Guide to the Tax Underpayment Penalty
The IRS underpayment penalty is a charge applied when you don’t pay enough taxes during the year. It’s calculated as an interest-based fee...
Does FAFSA Cover Trade School? What to Know About Financial Aid for Tech and Vocational School
Many people think the Free Application for Federal Student Aid (FAFSA) is just for four-year colleges, but it can also help you obtain...
