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Insurance for Beginners: What You Need to Know
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Insurance for Beginners: What You Need to Know

If insurance has you scratching your head, maybe even pulling out your hair (don’t do that), you’re not alone. The world of insurance...

HELOC vs. Personal Loan: Which Is Better?
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HELOC vs. Personal Loan: Which Is Better?

The difference between a home equity line of credit (HELOC) vs. a personal loan comes down to one major question: Do you want...

Mint Is Closing: What Happened and How to Find a New Budgeting App
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Mint Is Closing: What Happened and How to Find a New Budgeting App

The world of budgeting and personal finance is all abuzz with the news: Mint is closing just in time for the new year—and...

How Does Student Loan Refinancing Work?
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How Does Student Loan Refinancing Work?

For many borrowers, student loans can be a financial drain for years. If you’re feeling the strain of student loan payments, refinancing can...

Shopping Addiction: Symptoms, Causes and How to Address It
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Shopping Addiction: Symptoms, Causes and How to Address It

Raise your hand if you love shopping. Hey, as a natural spender, I’m right there with you. But there’s a huge difference between...

Pet Insurance That Covers Congenital Conditions
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Pet Insurance That Covers Congenital Conditions

If your pet has a congenital condition and you want help paying for their veterinary care, pet insurance can be a solid investment....

Understanding Fixed vs. Variable Expenses
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Understanding Fixed vs. Variable Expenses

I’ve been teaching people how to budget their best for years—and I’ve got good news: When it comes to winning with money, you...

Floor Rate on a Home Equity Loan or HELOC
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Floor Rate on a Home Equity Loan or HELOC

A challenge with variable interest rates is knowing what to expect. But one thing you can count on is the floor rate. This...

How to File Taxes for the First Time
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How to File Taxes for the First Time

Let’s face it: Filing taxes is confusing. It’s intimidating. It’s slightly less painful than stepping on a Lego brick. And it’s one of...

How to Get Uncollectible Status With the IRS
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How to Get Uncollectible Status With the IRS

You may owe the IRS money once you file your taxes for the year. It’s a common predicament for taxpayers, and the IRS...