Save Money
What to Do With an Inheritance
Are you ready for the greatest wealth transfer in history? Ready or not, it’s already happening! It’s estimated that $70 trillion worth of...
How to Budget With the Cash Envelope System
Want to keep more of your hard-earned money each month? Try budgeting with cash envelopes! Ramsey’s cash envelope system is nothing new—it’s been...
What Is the Debt Ceiling?
Everyone has their limits—even the government. Nope, we’re not talking about personal boundaries here (although wouldn’t that be nice). We’re talking about debt. Believe it...
11 Ways to Save on Your Heating Bill
Like it or not, winter is here (unless you live in Florida). And you know what that means—it’s time to brace yourself (and your...
What Is a Backdoor Roth IRA? And How Does It Work?
The Roth IRA is one killer way to save for retirement. We recommend it a lot. Like, a lot a lot. Because what’s not to...
How to Pay Off Credit Card Debt
Right now, America’s credit card debt is sitting at $986 billion.1 Yep, you read that right—billion. And as of fall 2022, the average credit...
28 Ways to Get Out of Debt
Are you looking forward to the day when you can stop spending all your money on debt payments and start building wealth instead?...
Questions to Ask a Real Estate Agent
Buying or selling a house is probably the biggest financial transaction you’ll ever make—after all, there are hundreds of thousands of dollars at...
2023 Best Cities to Retire
Retirement is a time for you to enjoy what you love—whether that’s traveling, spending time with family, or serving your community. If you...
What Is Afterpay? – Ramsey
Afterpay is a buy now, pay later lender (similar to Klarna or Affirm) that divides your total purchase amount into four twice-a-month payments. If a retailer uses Afterpay,...
