![How to Avoid Overdraft Fees [8 Ways]](https://i1.wp.com/qualifylearner.com/wp-content/uploads/2025/05/How-to-Avoid-Overdraft-Fees-8-Ways-150x150.jpg "How to Avoid Overdraft Fees [8 Ways]")
TICAS released two new fact sheets outlining our analyses of the most recent available federal data on undergraduate student loan borrowing. Despite the stronger protections and better benefits afforded to federal student loans, many private loan borrowers did not exhaust their federal loan eligibility when borrowing in 2019-20. Less than half of private loan borrowers used less than the annual maximum allowed for safer federal Direct Loans.
The first fact sheet, Quick Facts About Student Loan Debt, outlines the most recent data available about undergraduate private loan borrowing and the evolving private loan market. The second document, Private Student Loans: Facts & Trends, is a useful two-page fact sheet about average student debt across all sectors of higher education, and specific groups of Bachelor’s graduates who carry disproportionate debt burdens.
