How Much Does the Average Person Pay for Insurance?
Maybe you’ve been looking at your premiums and scratching your head thinking, Does everyone pay this much? Or maybe you’re just entering the...
What’s the Best Strategy for Using a HELOC?
Unlocking the equity in your home with a home equity line of credit (HELOC) can be a smart way to finance large expenses...
What Is Upstart? – Ramsey
Looking for a way to pay for a new car, buy that fancy new computer, or escape on a tropical getaway without saving...
What Is a Gold-Backed IRA?
A gold-backed individual retirement account (IRA) allows workers to invest in gold or other precious metals. Often simply called a gold IRA, anyone...
What Is the Thrift Savings Plan and How Does It Work?
Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air...
How to Compare Health Insurance Plans
Do you know when the most wonderful time of the year is? No, it’s not Christmas. We’re talking about open enrollment season, baby!...
What Is Stagflation? And How Does It Work?
If you want to send shivers down an economist’s spine, all you have to do is say one strange-sounding word—stagflation. Nope, we’re not...
How to Refinance Student Loans to a Fixed Rate
Fixed-rate loans offer a constant interest rate, providing predictability in your monthly payments, unlike variable rates, which change, often in tandem with market...
What Happens if You Don’t Pay Your Student Loans?
Federal student loan payments have officially started back. And maybe you’re already struggling to cover your payment every month. But what would happen...
Can You Unconsolidate Student Loans?
When it comes to managing student loans, you’ve likely heard about two key strategies: refinancing and consolidation. While refinancing involves getting a new...
