Save Money
How to Win a No-Spend Challenge
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound...
Is Debt Relief a Good Idea?
“Debt relief” is one of those quirky financial terms that can have several meanings. Government agencies sometimes use it to refer to debt...
Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained
What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that compares your total...
What Is Money Dysmorphia, and Do You Have It?
If you worry about money, you are not alone. Money dysmorphia describes people’s anxious feelings when they worry about their finances, and the...
How to Get Out of Student Loan Debt ASAP
Paying off student loans doesn’t need to take decades. You can accelerate repayment and regain financial freedom with focused strategies and a solid...
How to File Bankruptcy and Keep Your House
You can file bankruptcy and keep your house, but it depends on several factors. A court will look at how long you’ve lived...
How to Take Work Sabbatical and Stay Afloat Financially
Even the most rewarding careers can be mentally, physically, and emotionally draining. Taking time off for vacations, weekends, and holidays is essential to...
Year-End Financial Checklist – Ramsey
This year definitely had its challenges. Between high prices and election tension, you might be tempted to just shut the book on the...
Can I Use a HELOC to Buy Property?
You can use a HELOC for just about anything you want, including buying a second property. Many homeowners have leveraged their first home...
The 50/30/20 Budget Rule Explained
Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with?...
