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How to File for Bankruptcy: Chapter 7 and 13
Before you file for bankruptcy, you’ll need to gather the necessary documents—including a record of debts, proof of income and a list of...
3 Advantages and 4 Disadvantages of Investing in Gold
Investing in gold has its pros and cons, and whether it’s the right choice for you boils down to your appetite for risk....
How Auto Loans and Car Payments Work
Thinking about buying a new (or new-to-you) car? Before you take out a car loan from the first dealer who gives you the...
How Earned Wage Access Works
Earned wage access (EWA) allows employees to access a portion of their wages before payday, giving them flexibility to cover expenses without waiting....
When Does a Late Mortgage Payment Get Reported?
Even one late mortgage payment can drop your credit score by 50 points or more. Once it’s 30 days past due, a payment...
What Is Capitalized Interest on Student Loans?
Capitalized interest occurs when unpaid interest is added to the principal balance of your student loan. This often happens after grace, deferment, or...
What to Do When You’re House-Rich but Cash-Poor
Imagine sitting on wealth but feeling broke when you look at your bank account. That’s what it’s like to be “house-rich cash-poor,” meaning...
How to Pay for Assisted Living
Retirement may be years away, but it’s never too early to think about how to pay for assisted living if you think you’ll...
Tips for Filling Out the FAFSA® as a First-Generation College Student
If you’re a first-generation student, congratulations on taking this exciting step toward higher education! But let’s be real—figuring out how to pay for...
How to Use Home Equity to Build Wealth
Your home can be a powerful tool for building wealth. By tapping into your home equity—the portion of your home’s value you own...
