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What Is Simple Interest? Its Effect on Loans and Investments
Interest is the fee lenders charge consumers for borrowing money. It also describes the amount consumers earn on their money when saving or...
Debt Snowball Method 101: How to Become Debt-Free
The debt snowball method is a strategy for paying off debt by first focusing on the smallest balances. As you pay off each...
![The Best Debt Relief Companies and How They Work [2025 Edition]](https://i1.wp.com/qualifylearner.com/wp-content/uploads/2025/01/The-Best-Debt-Relief-Companies-and-How-They-Work-2025-Edition.jpg "The Best Debt Relief Companies and How They Work [2025 Edition]")
The Best Debt Relief Companies and How They Work [2025 Edition]
Facing mountains of debt can be paralyzing; for some, it may feel impossible to ever escape the feeling of dread when it’s time...
![How to Get the Best Mortgage Rate [January 2025 Guide]](https://i0.wp.com/qualifylearner.com/wp-content/uploads/2025/01/How-to-Get-the-Best-Mortgage-Rate-January-2025-Guide.jpg "How to Get the Best Mortgage Rate [January 2025 Guide]")
How to Get the Best Mortgage Rate [January 2025 Guide]
Mortgage rates are finally falling after years of increases, making early 2025 a promising time to lock in a lower rate. But getting...
Which Is the Better Investment for You?
If you’re looking to diversify your portfolio, you may want to consider gold. This precious metal is a hedge against inflation and has...
Should You Sell Your House to Pay Off Debt? How It Works and When It Makes Sense
Becoming a homeowner can be a happy experience, but it can become bittersweet if you owe a large amount of debt. The amount...
![When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]](https://i0.wp.com/qualifylearner.com/wp-content/uploads/2025/01/When-Is-the-Best-Time-to-Take-Equity-Out-of-Your-Home-2025-Edition.jpg "When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]")
When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering unexpected expenses. But...
How to Win a No-Spend Challenge
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound...
Is Debt Relief a Good Idea?
“Debt relief” is one of those quirky financial terms that can have several meanings. Government agencies sometimes use it to refer to debt...
Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained
What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that compares your total...
