With bitcoin moving mainstream and hitting a new all-time high in May, you may wonder whether now is the right time to invest in the world’s most popular cryptocurrency. Enthusiasts point to bitcoin ETF approval, increased adoption by institutions, and historical growth as signs of long-term strength.
Meanwhile, more cautious investors may hesitate because of bitcoin’s sharp price swings and regulatory uncertainty. So is now a good time to buy bitcoin? It may be, if you can stay in for the long haul and are prepared to handle the risks that come with crypto investing.
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Should you buy bitcoin in June 2025?
Should you add bitcoin to your investment portfolio today? For some, the answer is “yes” or “maybe.” For others, it could be “not right now” or even “you’re better off looking at other investments.”
Either way, we always recommend consulting a licensed financial advisor before you pour any significant amount into bitcoin. Cryptocurrencies are volatile, and if you’re a newbie investor, you need a qualified professional with experience in crypto to help you navigate this tricky market.
Why you might decide to buy bitcoin right now
You might decide to buy bitcoin in 2025 for three reasons.
1. You want to profit from bitcoin’s growth
The BTC blockchain limits the total number of coins to 21 million. Almost 95% of this supply is already in circulation, with only a little over a million BTC left to mine. Mining bitcoin is getting more difficult with each halving, slowing down the inflow of new bitcoins into the market.
This increasing scarcity, coupled with bitcoin’s growing adoption, drives prices up. Although we’ll likely see more crypto crashes in the future, it seems reasonable to think bitcoin’s value will go up long term. Because it’s hard to predict a price dip, if you have money to invest, now is as good a time as any to enter the market.
2. You can tolerate the risks of buying bitcoin
Although bitcoin is among the more stable cryptocurrencies, it can still be unpredictable. “Only invest what you’re willing to risk” is common advice for bitcoin investors. Bitcoin’s future looks promising right now, but it’s still wise to buy only up to an amount that won’t put you into financial distress if it vanishes in the next big crash.
3. You can stay in the market long-term
Bitcoin investment is a marathon. It rewards patient investors rather than those who sell at the next nosedive. If you can hang on to your crypto for at least three years, you’re far likelier to see returns. You may also consider opening a bitcoin IRA.
Why buying bitcoin might not be the right move for you
1. You want stability
If you prioritize stability, gold could be a more suitable hedge asset. It’s a historically tested, universally accepted commodity that may not generate high returns but can help preserve wealth through inflation and dollar depreciation.
2. You need liquidity
Bitcoin likely isn’t the best investment choice if you might have to sell your holdings quickly at some point. If you suddenly need your funds for something else (like setting up a business or buying a house), and bitcoin is at a low point just then, you might lose money.
The state of bitcoin in 2025
This has been a tumultuous year for bitcoin.
The crypto coin started the year at a price point of $94,388 and, after some highs and lows, dropped below $76,000 in April. Bitcoin then began climbing up and reached an all-time high close to $112,000 on May 22. You can see the current price in the chart below:
How worldwide tensions affect crypto
When global tensions rise and the economy looks uncertain, investors tend to flock to alternative assets like bitcoin. Although BTC saw a sharp dip in early April following President Donald Trump’s tariff announcement, it soon recovered, showing impressive resilience.
Protectionist policies, such as trade barriers or tariffs, may trigger supply chain disruptions, price hikes, and inflation. In such times, many investors favor bitcoin as a decentralized asset independent of government moves.
However, bitcoin remains susceptible to roller-coaster swings. It’s hard to predict when mounting instability may nudge investors to opt out, leading to the next crypto crash.
The effect of April 2024 halving
About every four years, bitcoin’s protocol cuts in half the rewards miners collect per block, slowing the mining rate of new bitcoins and increasing scarcity. This preprogrammed event, known as a halving, most recently occurred on April 20, 2024. It reduced the reward per block from 6.25 to 3.125 BTC.
Historically, bitcoin halvings have boosted bitcoin’s growth, since the anticipated scarcity motivates investors to buy and pushes prices up. However, the effect can take a couple of months. In 2024, BTC traded at around $65,000 on halving day and only experienced a significant boost closer to the end of that year, when it crossed the $100,000 mark.
In June 2025, we’re still feeling the latest halving’s effect, but in a more subdued way compared to past cycles. While bitcoin keep growing with reduced supply and increasing demand, the price hikes haven’t been as dramatic as after previous halvings. This could be due to investor caution based on global uncertainty.
How to invest in uncertain times: Bitcoin vs. gold
Economic volatility and stock market downfalls motivate investors to seek alternative assets. Both bitcoin and gold can act as recession hedges, but in different ways.
How gold can protect during unstable periods
Gold has remained a universally valued commodity for thousands of years, withstanding countless historical upheavals. It acts primarily as a wealth preservation tool, growing steadily even when other assets crash.
How bitcoin performs in an unstable market
Bitcoin is a decentralized, fully independent asset that may attract investors who have lost their faith in fiat currency and seek holdings resistant to unfavorable policies. However, since bitcoin is prone to price swings, it could be a risky investment.
Why bitcoin is now more mainstream
Bitcoin, once a fringe asset, is now gaining acceptance from governments and major financial institutions. While some investors lament bitcoin’s increasing regulation, it has legitimized BTC as a new asset class, boosting its widespread acceptance.
Traditional banks increasingly offer crypto management services, and many fintech platforms include crypto trading in their setups. More and more cities worldwide are opening licensed crypto exchanges, recognizing cryptocurrency as a valid payment option. Even the brokerage giant Fidelity offers bitcoin to its investors.
Spot bitcoin ETFs
The approval of spot bitcoin ETFs at the beginning of 2024 marked another step toward BTC’s inclusion in traditional financial systems. From that point, mainstream investors have been able to buy bitcoin through their brokerage accounts, which further boosted the crypto coin’s credibility.
BlackRock’s iShares Bitcoin Trust (IBIT) surpassed $1 billion in assets under management (AUM) within a week of launching, and at last glance holds close to $70 billion. This is a powerful display of investor confidence.
Bitcoin is still a volatile asset
Although bitcoin has moved closer to mainstream acceptance, it’s still among the most unpredictable investment assets, especially compared to established commodities like gold. Bitcoin’s market cap is far lower than gold’s, so buying or selling trends could trigger far more dramatic price shifts.
BTC prices can soar or plummet within days or even hours, following global events, new regulations, or investor sentiment. Bitcoin’s dip after Trump’s tariff announcement illustrates this perfectly.
If you plan to invest in bitcoin, you must be able to absorb this volatility. This means defining your financial goals and risk tolerance. If you can handle some risks, bitcoin may fit a robust, diversified investment portfolio.
However, if you’re looking for quick returns or crave stability, you might want to rethink your options. “Avoid investing more than you’re willing to risk” remains a sound rule of thumb for crypto investments.
Bitcoin is for patient investors
If you look at bitcoin prices over the years, you’ll see that, despite some wild swings, the overall direction has been upward: After every crash, bitcoin tends to bounce back and reach new heights. Thus, investors prepared to ride out the lows may expect impressive returns in time.
While some lucky investors have made fortunes by buying crypto during a bear market and selling at peak prices, bitcoin isn’t a get-rich-quick scheme. If you decide to add bitcoin to your portfolio, set aside an amount you can keep invested for years.
2 approaches to bitcoin investments: Market timing vs. dollar-cost averaging
Trying to time the market, i.e., buy low and sell high, is often a hit-or-miss strategy: Crypto prices shift quickly, so buying or selling a day early could cost you big money.
Dollar-cost averaging (DCA) is a far more sustainable approach to crypto investing. DCA means you decide on a fixed amount you can afford to put into bitcoin and keep investing at regular intervals, whether the price rises or falls. This minimizes agonizing decisions (Should you buy? Should you sell?) and reduces volatility, especially over the long haul.
Where to buy bitcoin?
You can buy bitcoin on many secure platforms, such as Coinbase, Kraken, or Binance. Coinbase is beginner-friendly and boasts a large selection of crypto coins, but it also charges high fees. Kraken offers lower fees and can be an excellent choice for a tech-savvy, security-conscious investor. Binance likewise has competitive fees and more advanced trading features.
Secure tax advantages with a crypto IRA
If you approach bitcoin with a long-term outlook, setting up a crypto IRA may give you major tax benefits, like tax-deferred growth (with a traditional IRA) or tax-exempt withdrawals (with a Roth IRA). You pay no capital gains tax on asset growth within the crypto IRA, as you might when holding or trading bitcoin in a regular crypto wallet.
Multiple providers now offer crypto IRAs. One of our top choices is iTrustCapital, a straightforward, transparent service that lets you choose between traditional, Roth, and SEP IRA options and combine crypto and gold investments.
Consider gold as an alternative hedge investment
Today’s gold price: $3,345.20
Speaking of gold, it could balance your investment portfolio by adding stability and consistent growth, as opposed to bitcoin’s boom-and-bust cycles. Gold bullion prices are currently climbing amid concerns over a potential global trade war and the prospect of recession.
To invest in gold bullion in a tax-advantaged way, you’ll need to hold your precious metal in an IRA, under the oversight of a licensed custodian. Tax-wise, bitcoin and gold IRAs have a similar structure, but they help investors pursue different goals: gold as an inflation hedge, crypto as a long-term growth vehicle.
Of the many gold IRA providers on the market, American Hartford Gold is one of our preferred options. AHG offers a price-match guarantee, a straightforward buyback program, and outstanding customer service, which is reflected in its stellar Trustpilot score.
Takeaway: Should you buy bitcoin right now?
While still a volatile asset, bitcoin is steadily gaining worldwide acceptance. Growing adoption and recent market trends make the future look bright for bitcoin. If you have funds to invest in crypto and are prepared to stay in the market for at least a few years, BTC could be a solid addition to your investment portfolio.
On the other hand, if you’re risk-averse, you may prefer to stick to traditional assets, like stocks, or alternative hedge investments, like precious metals.
The post Is Now a Good Time to Buy Bitcoin? (June 2025) appeared first on LendEDU.
