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Higher Education Affordability in the Empire State
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Higher Education Affordability in the Empire State

TICAS’ inaugural New York report analyzes the cost of college for students from low-income backgrounds attending the State University of New York (SUNY)...

Home Equity Loan Terms
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Home Equity Loan Terms

A home equity loan lets you tap into the equity you’ve built into your home. You can use this money for any expense,...

Residential Home Sale-Leaseback and Home Equity Agreements
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Residential Home Sale-Leaseback and Home Equity Agreements

Home Equity Agreement No monthly payments 580 minimum credit score You remain the homeowner You share future home appreciation Potentially expensive Limited information...

How to Minimize Capital Gains Tax on Real Estate in 2024
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How to Minimize Capital Gains Tax on Real Estate in 2024

Capital gains tax is a tax on the profit you make when you sell a property for more than what you paid for...

What to Know Before You Enroll in College as an Adult
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What to Know Before You Enroll in College as an Adult

Thinking about heading back to college as an adult? Whether you’re looking to jumpstart a new career, level up your skills, or simply...

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Is Gold a Hedge Against Inflation?

Gold is considered a hedge against inflation because it can maintain (or even gain) value while other currencies weaken due to inflation. Historically,...

How to Help Your Kids Pay for College Without Going Broke
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How to Help Your Kids Pay for College Without Going Broke

You want to set your child up for success, but the thought of student loan debt can be overwhelming. With the average in-state...

Debt Validation Letter: What It Is and How to Request One
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Debt Validation Letter: What It Is and How to Request One

Are you being hounded by debt collectors? The constant phone calls, harsh language and threats to sue can be overwhelming and downright scary....

Scholarships for Students with ADHD
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Scholarships for Students with ADHD

Are you looking for scholarships for students with ADHD? According to the National Institute of Mental Health, “ADHD (attention deficit hyperactivity disorder) is...

How to Make a 401(k) Hardship Withdrawal
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How to Make a 401(k) Hardship Withdrawal

A 401(k) hardship withdrawal allows you to take money from your retirement savings early if you face a severe financial need. However, withdrawing...