Which Is the Better Investment for You?
If you’re looking to diversify your portfolio, you may want to consider gold. This precious metal is a hedge against inflation and has...
Should You Sell Your House to Pay Off Debt? How It Works and When It Makes Sense
Becoming a homeowner can be a happy experience, but it can become bittersweet if you owe a large amount of debt. The amount...
![When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]](https://i0.wp.com/qualifylearner.com/wp-content/uploads/2025/01/When-Is-the-Best-Time-to-Take-Equity-Out-of-Your-Home-2025-Edition.jpg "When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]")
When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering unexpected expenses. But...
How to Complete Student Loan Recertification and Why It’s Important
Recertifying your student loans keeps your payments affordable under an income-driven repayment (IDR) plan. By updating your income and family size each year,...
How to Win a No-Spend Challenge
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound...
Is Debt Relief a Good Idea?
“Debt relief” is one of those quirky financial terms that can have several meanings. Government agencies sometimes use it to refer to debt...
Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained
What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that compares your total...
What Is Money Dysmorphia, and Do You Have It?
If you worry about money, you are not alone. Money dysmorphia describes people’s anxious feelings when they worry about their finances, and the...
How Debt Relief Improves Credit Scores by Hurting Them Short-Term
If you feel like your debt is suffocating you, you might be asking: Does debt relief hurt your credit? And if it does,...
How to Get Out of Student Loan Debt ASAP
Paying off student loans doesn’t need to take decades. You can accelerate repayment and regain financial freedom with focused strategies and a solid...
