14 Signs You Need to Refresh Your Budget
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14 Signs You Need to Refresh Your Budget

How long have you been budgeting? One month? One hundred months? So long you don’t remember? If you’re new to budgeting, hear this:...

What Are Fix and Flip Loans?
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What Are Fix and Flip Loans?

Flipping homes can be a lucrative real estate investing strategy if your renovations are on point and you have a solid understanding of...

9 Easy Pantry Recipes You Can Make for Cheap
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9 Easy Pantry Recipes You Can Make for Cheap

Life is busy for all of us, so we need a few ways to make dinner fast and easy by using ingredients we...

How Your Debt-to-Income Ratio Affects Student Loan Refinancing
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How Your Debt-to-Income Ratio Affects Student Loan Refinancing

The debt-to-income ratio (DTI) is an important indicator of your ability to pay your financial obligations. It’s calculated by dividing your monthly debt...

How to Take Back Your Time
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How to Take Back Your Time

If only I had more time in the day to get everything done! How many times have you said that? As much as...

Credit Unions to Refinance Student Loans
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Credit Unions to Refinance Student Loans

In addition to checking and savings accounts, some credit unions offer student loan refinancing to eligible borrowers. Refinancing student loans through a credit...

What Is COBRA Insurance? – Ramsey
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What Is COBRA Insurance? – Ramsey

Losing your job or getting your hours cut at work can feel like a punch to the gut. Once you’re over the initial...

Maximum 529 Plan Contribution Limits by State
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Maximum 529 Plan Contribution Limits by State

A 529 plan is an account that allows you to save for college expenses while minimizing your tax burden. Parents or grandparents often...

How to Choose a Career
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How to Choose a Career

Choosing a career—and knowing for sure that it’s the right one for you—might seem like a huge, scary task. This is your life’s...

Pros and Cons of Consolidating Student Loans
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Pros and Cons of Consolidating Student Loans

Federal loan consolidation can simplify repayment on your federal student loans by combining multiple loans into one. It can also extend your repayment...